Husband : We need to save money.

Wife : Why do we need to save money?

Husband : Because I would not like to live in a rented house anymore. So we need to buy a house.

Wife : But a house is so expensive.

Husband : That's why we need to save money.

Wife : How much do we need to save?

Husband : We need to save enough for a down payment.

Wife: How much is that?

Husband : That's about $25000.

Wife : $25000 ! That will take forever.

Husband : Not if we save every penny.

Wife : So let's start to save money as much as we can from today.